David R. Taylor | President & CEO | VersaBank

In the grey corridors of Canadian banking in the early 1990s, where mahogany desks, institutional inertia, and mainframe computers ruled the landscape, David R. Taylor was already dreaming of something radical. A bank without branches. A bank without queues. A bank powered not by physical proximity, but by vision—and software. Some might have called it a delusion at the time; David Taylor called it opportunity.