José Manuel Fernández is founder and CEO of Inversus Capital Limited, a UK-based alternative finance company he originally established in Spain in 2010. Before that, he spent nearly two decades running a property development firm valued at around €16 million, a business he lost during the 2008 financial crisis while searching for international financing options, an experience that became the motivation behind founding Inversus.
Inversus specializes in alternative finance built around debt collateralization using publicly traded financial instruments, helping mid-cap corporations and startups access the kind of banking credit that might otherwise be out of reach. Its services span financial intermediation for credit collateralization and letters of credit, strategic consulting on growth and tax planning, and short-term investment opportunities, with the firm positioning itself as a bridge to bank financing rather than a competitor to banks.
Fernández builds the business around client orientation, honesty, and trust in his team, and points to concrete client results, such as cutting one company's annual import and export transaction costs from $162,000 to $135,000 while freeing up capital. Twelve years on, Inversus operates globally and Fernández continues to mentor startups navigating similar financing challenges.
